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Alexandra's Blog http://alexandra.yesdebtfree.org Just another WordPress weblog Mon, 11 Jun 2007 06:23:16 +0000 http://backend.userland.com/rss092 en What A Difference A Day Makes! This time last year, I was in debt up to my eyeballs and nowhere to turn. I was alone and felt the same way I did back before I filed for bankruptcy, just trying to keep up.  Something amazing happened last week. First of all, without my knowledge, my employer was ... http://alexandra.yesdebtfree.org/?p=29 When You Fail, Over and Over and Over… I am taking this examination, has been since 2004. The first time I took, I understood why I failed it because I was struggling with debt and my mind was not on it like it should have been. The second time, I really studied for it and cried when I ... http://alexandra.yesdebtfree.org/?p=28 As I Went To Pay Off Two Payday Loans, I Thought About What I Was Doing on Payday A Year Ago…. March 31, 2006: I was waiting on my paycheck to come knowing that the full 1000.00 was not going to be in there. I would sit in my office and examine my paystub, having direct deposit. Watching the clock go by steadly reaching 10AM, others in the office were busy ... http://alexandra.yesdebtfree.org/?p=27 CashnetUSA Has Agreed To Settlement I had been having a rough week in my life but good things come to those who wait. Today, I received the email from CashnetUSA indicating that they want to settle my account for the amount that I had agreed to. I am going to pay them off this week. Finally! ... http://alexandra.yesdebtfree.org/?p=26 Everybody Wants Extra (Something For Nothing) Is it just me or does everyone want something extra for nothing? Of course, we all want something for nothing. We would love to get extras on everything but we know that is not always the case considering we are not going always get everything we want and there are certain ... http://alexandra.yesdebtfree.org/?p=25 Dump a Trainer, Pay A Bill Save a horse, ride a cowboy. I believe that is a song by Big and Rich. Yesterday, I decided that it was time to let my trainer go. I had been going to a trainer for two years now and only saw up and down results. I had been having this ... http://alexandra.yesdebtfree.org/?p=23 Payday Loan Legislation Continues Every once in a while, I read on the internet a story about another state coming up with laws regarding payday loan legislation in the hopes that my state of Louisiana rid of us of these people once and for all. Here is another story I would like to share ... http://alexandra.yesdebtfree.org/?p=22 Ending the Credit Card Hell I have had five credit cards since I filed bankruptcy in 2000. The sad tragedy is the fact that I found myself back in the world of debt again but this time I am determined to get out. As of this past Monday, I am no longer in hell with Ten ... http://alexandra.yesdebtfree.org/?p=21 Requesting A Credit Card Interest Reduction I have five credit cards and none of them are over the limit. HOwever, three of them: First Premier, Applied Card, and Orchard have been charging me a 23.9% APR for the use. I think that it is ridiculous considering other credit cards are only charging me between 8-19%. So ... http://alexandra.yesdebtfree.org/?p=19 Ain’t No Stopping Us Now! There've been so many things that have held us down But now it looks like things are finally comin' around, yeah I know we've got a long long way to go, yeah And where we'll end up I don't know But we won't let nothing hold us back We gonna get ourselves together We gonna polish up ... http://alexandra.yesdebtfree.org/?p=20