Ain’t No Stopping Us Now!
There’ve been so many things that have held us down
But now it looks like things are finally comin’ around, yeah
I know we’ve got a long long way to go, yeah
And where we’ll end up
I don’t know
But we won’t let nothing hold us back
We gonna get ourselves together
We gonna polish up our act, yeah
And if you’ve ever been held down before
I know that you refuse to be held down any more, yeah yeah
Don’t you let nothing, nothing
Nothing stand in your way
And all we gonna do
I want you to listen, listen (That’s right)
To every word I say
Every word I say about it
Ain’t no stoppin’ us now
We’re on the move
(You said it, we’ve got the groove)
Ain’t no stoppin’ us now
We’ve got the groove (Whoo-hoo-oo-oo Whoo-hoo-oo)
Ain’t no stoppin’ us now
We’re on the move
(We’ve got the groove)
Ain’t no stoppin’ us now
We’ve got the groove (Yeah)
That has to be one of all time favorite songs song by Whitehead and McFadden. It was a song that has helped me through the good times and the bad times. When I was feeling low about myself because I didn’t have any close friends, understanding family and in debt up to the wazoo. And now, I understand that you have to go through things to prove that you are a survivor. You can’t give up and you can’t surrender at anything.
Today, I received this letter from Ten Dollar Payday Loan. As I said on a recent blog entry, we have come to a settlement whereby my last payment would be $75 before the end of March. However, I received this letter today and I was shocked.
We have received and reviewed your most recent correspondence, including a receipt for the Money Order that you purchased to pay ACA Recovery in accordance with your agreement with them.
This receipt led us to the conclusion that you have paid a total of $245.00 – two in December 2006, in the amounts of $20.00 and $75.00, another $75.00 payment in January 2007 and another $75.00 payment in February 2007.
Our original offer, prior to receiving notification of the payments that you had made to ACA, was to settle for your $300.00 principal balance. We then agreed that we would deduct the payments that you have made from the initial settlement amount, which leaves a balance of $55.00.
In order to accept this final offer, your payment in the amount of $55.00 must be received in the form of a Cashier’s Check or Money Order made payable to MTE Financial Services dba Rio Resources, no later than 3/5/07.
Imagine my shock when they said my last payment to be rid of these people was only $55. I remember a time when I didn’t have $55 or $5. I gladly sent them a letter stating that I was putting in the mail today and to be expecting it. In fact, I am going to scan the money order and send it to them by fax and by email tomorrow. I want them to know that it is coming.
It is good feeling knowing that I have one less payday loan to be concerned about. One less payday loan to struggle with. One year, I couldn’t see the light of day and now I am seeing the beautiful things before me. A future without debt. A future of hope. A future period.
There was such a sense of calmness as I dropped the payment in the mailbox. I felt finished. Today, I brought me a new purse because I didn’t have the money a year ago to do so. And now I am buying me a purse. I guess you can laugh at me because I buying a purse. But just like I brought a pair of shoes, it is a sense of freedom. Like I have been locked away for a lifetime. Everyday, I beginning to believe that there was a way out of this. May there continue to be a way out.